SMA Membership

This is where you become Debt-Free, Watch Your Savings Grow & Feel Secure with Money!
SMA Momentum is everything you 
need to get started. 

There's no better place to start your journey to living debt free! Get plugged into the latest trends, practical strategies and expert support all year long.

Does this sound familiar?

  • Living paycheck to paycheck with no savings
  • Wishing you had a plan to get out of debt for good
  • Stressed every time a bill comes or you swipe your card
  • ​Overspending without even realizing it
  • ​Not knowing where your money is really going each month
  • ​Feeling lost when it comes to investing or retirement
  • ​Wanting the security of getting your finances organized

We'll Help You

As a member, you’ll get a customized plan tailored for your unique situation, plus access to trainings, Q&A calls,  coaches & tutorials designed to build a budget, pay down debt and establish lifelong habits for financial success.

You’ll also join a group of like-minded individuals where you can draw inspiration from others’ journeys and get advice whenever challenges arise.

In the last 12 months SMA clients have paid off over 
$1 Million Dollars!

Are you ready to be the next 
success story?

SMA Membership Is The Best Next Step In Your Financial  Journey

So, What Exactly Is It?

Thriving financially takes more than solo effort - it requires the accountability, encouragement and shared wisdom of a community. Our SMA Momentum program provides the perfect supportive space for women, professionals and couples seeking ongoing progress.

When you become a member, you'll receive:
  • Weekly Live Q&A Support Sessions: 

When it comes to helping you get debt free- we're good! We'll motivate you and answer your burning questions so YOU can stop doubting and start believing you're getting debt free for the last time. And if you can't attend live - no worries! You get unlimited access to the replays

  • Exclusive Access to the SMA Coaches:

Get on-demand access to our expert coaches. They'll help you overcome the excuses and be the person you count on for trusted advice, how to's and support. 

  • Training Vault:

Get on-demand access to our training vault designed to help you cut through he weeds. Take action and stay up-to-date with the latest strategies for getting debt free, wealth building and winning woith money! 

  • Coaching Support:

Meet weekly with our coaches who are ready to encourage and empower you with your finances.

  • Monthly Focus Challenges:

Accelerate your progress with our community-wide monthly Go-Getter themes. Each month, we tackle a specific financial goal together, providing focused coaching and support to help you achieve significant results.

  • ​Transformative Mindset Mastery: 

Join Mike for monthly deep-dive sessions designed to rewire your financial thinking. These powerful workshops equip you with the mental tools and perspectives crucial for lasting financial success. Overcome limiting beliefs, develop a wealth mindset, and unlock your full financial potential.

When you join, you'll receive login instructions for the private members area. From there, simply follow the monthly schedule at your convenience. We'll be beside you all the way for sustainable change!

Meet Your Coaches

Mike Crofts

Newly married and $80,000 in debt, Mike was overwhelmed with bills and stressed about his financial situation despite using conventional debt elimination tactics. Refusing to give up on his dream of financial freedom, Mike transformed from deep in debt to millionaire status and is now teaching others how to do the same.

Jennifer Pauls

A Relatable Voice on Escaping the Debt Trap. If there is anyone who knows how to turn debt around, it's Jennifer. 100% DEBT FREE, including the house, Jennifer is now using her debt-free journey to inspire others to do the same. 

Kristi Squires

Having done stupid for way too long, Kristi was sick and tired of being sick and tired. In September 2017, Kristi took the bull by its horns and changed her financial trajectory. She paid off more than $40K in commercial debt in eight months. And then Kristi paid off more than $420K in in mortgage and investment loan debt in the 5.5 years that followed. And she did that as a single mom and single income earner!

Laser focused and hard core, Kristi has a deep passion for helping others map out their journey to living within their means, making the most of every dollar, and paying off their debt so they can put their money to work for them.

Neil Horner

From Debt-Stressed to Financial Coach

Pastor, husband of 24 years, and dad of two. After struggling with debt for over a decade, my family and I paid off $25,875.15 in just 2.5 years. We've been debt-free since 2017!

Our journey inspired me to help others. Now, as part of the Money Coach Mike team, I'm committed to guiding you towards financial freedom. With faith, determination, and the right strategies, you can transform your finances too. Let's make it happen together!

What's Included In Your SMA 
 Monthly Membership?

Get all this for only $49 a month!

Or Annual: $490 ( get 2 months free)

Join hundreds of others who are becoming debt free, taking control of their finances and shedding the money stress!

So, are you ready to join the SMA Membership and become 
debt free - together?

LET'S DO A LITTLE SMA MATH

Paying off just one $3,000 credit card at 20%, And Your SMA Momentum Investment is Covered

Think about this:

Paying off just one $3,000 credit card balance at 20% interest covers your membership cost for the entire year.

That's right - just one balance, one time.

Now, ask yourself: Can you conquer that $3,000 debt while immersed in our supportive, results-driven environment? With powerful tools, proven strategies, and unwavering support at your fingertips?

Absolutely! But it gets even better:

Thanks to the magic of compound interest, that first $3,000 is only the beginning. Everything you pay off after that? It's all profit - straight into YOUR pocket!

Here's the real power of our membership:
• You're not just learning - you're doing
• You're not just saving - you're earning
• You're not just dreaming - you're achieving

Remember: We're not talking about paying off $3,000 every month. Just one balance, one time, and you've already won.

Join us today and watch as your debts shrink and your wealth grows!

Get Expert support and join hundreds of others 
who are conquering debt!

Simply put, the SMA membership is your 
fast track to financial success!

What You'll Get

This is about your progress and your results. Choose the option that's best for you.

SMA Membership

Start, build and grow your finances with continued access to tools, resources and expert support all year long. 

$49/ MONTH

  • Weekly Live Q&A Calls ($997)
  • Access To Financial Coaches ($997)
  • Monthly Mindset With Mike ($497)
  • Monthly Money Challenges ($297)
  • Monthly Training Vault ($197)

SMA Mastermind

Join an exclusive group of people who are accelerating their finances to a new level 

(The person coming through the SMA Mastermind makes $5k a month. Financing options are available.)

Want to get results fast?


  • Weekly Mindset with Mike ($23,999)
  • Two private 1-on-1 Calls with your coach every month ($3,735)
  • Average Client sees a $10k turnaround in 90 days and is DEBT FREE in 24 Months!
  • 1-on-1 Investment Call with Mike
  • 100% Results Guarantee

You got Questions?

 We Have Answers 😉

Will I get access to Mike in the SMA Membership?

Yes! As a part of SMA Momentum you will get access to the monthly Mindset calls with Mike. Not only that, you'll get continued access to our world class team and our incredible community of members on the journey to living debt free.

Who is the SMA Membership for?

No mater what stage of the financial journey you are in, if you are serious about getting debt free, managing your finances and wealth building, there is no better place for you to be. SMA Momentum will give you the tools and resources to help you in your finances and to gain traction. Plus you'll have access to expert coaches that are here to help you get unstuck. 

What are my payment options?

You can join the SMA Membership for $49 per month. Or, there is annual option where you can pay in full for the year for $490. You'll save $98. It's like getting 2 months free. 

How long is the commitment?

You have the option of committing for a full year or on a month-to-month basis. 

What is your cancelation policy?

For the annual option we offer a 14-day money back guarantee. After the 14-day refund you can email us to request a cancellation of your renewal. 

To cancel your monthly membership just make the request at least 1 week before your next billing cycle and your access to the SMA Membership will be revoked on your next billing date and no further fees will be collected.